PERSONAL ACCIDENT INSURANCE

Additional Benefits

Benefit	Description	Cover
Emergency Home Help Benefit / Home Help Allowance	Reimbursement of actual costs of domestic home help. Available to non-income earners only.	100% reimbursement $600 maximum per week 7 day elimination period 104 week maximum benefit period
Funeral Expenses / Memoriam Benefit	Reimbursement of costs as a result of Event 1 of Capital Benefits.	100% reimbursement $5,000 maximum per claim – Funeral
Home / Car Modification Benefit	Reimbursement of costs incurred for home and car modifications required as a direct result of bodily injury which is claimable under events 2 – 7 of Capital Benefits including but not limited to ramps, guide rails etc.	100% reimbursement $3,500 maximum per claim
Out of Pocket Expenses	Should an Insured Person be a non-income earner, Weekly Injury is payable upon receipts furnished by the Insured for such expenses attributable directly to such disablement.	$300 per week maximum. $5,000 maximum per claim
Parents Inconvenience Benefit	Reimbursement of non medical expenses such as transportation and accommodation incurred for every day a child under 20 years spends in hospital. This benefit is not applicable should any other weekly benefits be payable (eg. Loss of Income, Student Assistance or Domestic Home Help).	100% reimbursement $50 per day $1,500 maximum per claim 24 hour elimination period
Student Assistance	Reimbursement of actual costs incurred for home tutorial expenses. Only available to full time students who are non-income earners aged under 25 years.	100% reimbursement $600 maximum per week 7 day elimination period 104 week maximum benefit period

This is a summary of cover only and does not purport to contain all policy terms, conditions and exclusions. Please refer to the policy wording and PDS for full details.

Please note that in some cases the cover available is broader than the cover outlined in the Standard Policy Wording and PDS. Please contact JLT Sport for further details.