PERSONAL ACCIDENT INSURANCE

Who is the insurer?

This product is administered by QBE Insurance (Australia) Ltd.

Period of Insurance?

1 May 2008 at 4.00pm Local Standard Time to 1 May 2009 at 4.00pm Local Standard Time.

Who is covered under this policy? (The Insured)

Swimming Australia Ltd, Swimming NSW Limited and NSW Swimming Nominees Pty Ltd and its subsidiary and related bodies corporate, as defined by the Corporations Act 2001, Swimming Northern Territory Inc, Swimming QLD Inc, Swimming SA Inc, Swimming Tasmania, Swimming VIC Inc and Swimming WA including all affiliated incorporated an unincorporated clubs and associations. including Affiliated District Associations, Affiliated Branch Offices, Affiliated Member Clubs.

All employees, staff, registered participating and non-participating members, affiliated District and Club members, committee members, directors, officers, office bearers, talent squads, teachers, coaches, trainers, masseurs, timekeepers, officers, officials, technical officers, technical officials, facilities, maintenance staff, carers for disabled swimmers, voluntary workers including co-opted volunteers, and any prospective member for up to four (4) weeks after initial approach and guest swimmers where applicable.

When and where are you covered?

The policy provides cover, unless the Schedule otherwise specifies, when an Insured Person is actually engaged in officially sanctioned activities involving:

1. Swimming in club, representative, state or national events;
2. Engaging in training routines arranged by the club, league association or federation;
3. Travelling directly to or from the above and residence or place of employment or club premises;
4. Staying away from the Insured Person’s home during a tour for the purpose of participating in representative events; and
5. Engaging in administrative or organised social and fundraising activities.

What are some of the general exclusions on this Policy?

The policy will not provide cover in some circumstances nor for some injuries. Some of the main exclusions are Bodily Injury caused by or resulting from:

1. Any injury, medical condition, infirmity or weakness known to the insured person or which would have been known to a reasonable person in the circumstances to have existed prior to the commencement of this Policy.
2. Illness.
3. Being under the influence of any narcotic, alcohol or illicit drug.
4. The insured person’s criminal or illegal act.
5. Childbirth, pregnancy or their complications.
6. Taking any drug which has not been approved in writing by the governing body of the sport.
7. End of season trips for social purposes.

This is a summary of cover only and does not purport to contain all policy terms, conditions and exclusions. Please refer to the policy wording and PDS for full details.

Please note that in some cases the cover available is broader than the cover outlined in the Standard Policy Wording and PDS. Please contact JLT Sport for further details.