- National Group Personal Accident; Drivers, Trainers & Voluntary Stable Hands
- National Group Personal Accident Downloads
- > National Group Personal Accident Policy Wording
- > Policy Schedule
- Group Personal Accident; Other Covers
- > Aust. Mini Trotting Participants
- > Aust. Mini Trotting Voluntary Workers
- > New Zealand Drivers
- Personal Accident Downloads
- > Participants Policy Wording
- > Policy Schedule
> Voluntary Workers Policy Wording- > Policy Schedule
> New Zealand Drivers Policy Wording- > Policy Schedule
National Group Personal Accident Insurance Drivers, Trainers & Voluntary Stable Hands
Who is covering this policy?
ACE Insurance Limited (website)
Period of Insurance?
1 September 2008 4.00pm LST to 1 September 2009 4.00pm LST
Who is covered under this policy?
Harness Racing Australia Inc. including;
- Harness Racing Victoria
- Harness Racing South Australia
- Racing & Wagering Western Australia
- Harness Racing Tasmania
- Harness Racing Queensland
- Beneficiaries include:
- All registered and licensed (ages 14 to 85* years inclusive) Trainers, Drivers and nominated Voluntary Stable Hands^ of the above entities.
When and Where are you covered?
All registered licensees (ages 14 to 85* years inclusive) are covered while participating in any recognised and sanctioned activity directly associated with harness racing including necessary travel to and from such activities.
What are you covered for?
Please read the Policy Schedule and the Policy Wording. Any questions about this coverage should be addressed initially to your state controlling body who will refer the question to JLT. We may have already answered your question in the Questions & Answers section of this site.
Limits of Liability
The maximum Lump Sum Benefit per person for any one Injury is AUD $250,000* plus any weekly or additional benefits which may apply.
The Aggregate Limit of Liability for all Claims under the policy to any number of beneficiaries during the period of insurance is AUD$3,000,000.
* See the Applicants Aged 65-75 Years Endorsement and the Applicants Aged 76-84 Years Endorsement, contained in the Policy Schedule
^ Participating States extending cover for Voluntary Stable Hands are; Queensland and Tasmania.
go to TOP
Group Personal Accident; Australian Mini Trotting Clubs - Junior Members
Who is covering this policy?
ACE Insurance Limited (website)
Period of Insurance?
1 September 2008 4.00pm LST to 1 September 2009 4.00pm LST
Who is covered under this policy?
Junior Members (ages 5 to 16 years inclusive) of the registered Australian Mini Trotting Clubs (excluding New South Wales).
When and Where are you covered?
All junior members are covered while engaged in any recognised and sanctioned activity under the control of registered Australian Mini-Trotting Clubs including direct travel to and from such activities.
What are you covered for?
For a summary of coverage, please read the Policy Schedule and the Policy Wording. Any questions about this coverage should be addressed initially to your state controlling body who will refer the question to JLT.
Limits of Liability
The maximum Lump Sum Benefit per person for any one Injury is AU$250,000 plus any weekly or additional benefits that may apply (benefit in respect of accidental death is $50,000 per person).
The Aggregate Limit of Liability for all Claims under the policy to any number of beneficiaries during the period of insurance is AUD$1,000,000.
go to TOP
Group Personal Accident; Australian Mini Trotting Clubs - Voluntary Workers
Who is covering this policy?
ACE Insurance Limited (website)
Period of Insurance?
1 September 2008 4.00pm LST to 1 September 2009 4.00pm LST
Who is covered under this policy?
Voluntary Workers (ages 5 to 80 years inclusive) of the registered Australian Mini Trotting Clubs (excluding New South Wales).
When and Where are you covered?
All Voluntary Workers are covered while engaged in the authorised voluntary work of the Insured including direct travel to and from such activities.
What are you covered for?
For a summary of coverage, please read the Policy Schedule and the Policy Wording. Any questions about this coverage should be addressed initially to your state controlling body who will refer the question to JLT.
Limits of Liability
The maximum Lump Sum Benefit per person for any one Injury is AUD $100,000 plus any weekly or additional benefits which may apply.
The Aggregate Limit of Liability for all Claims under the policy to any number of beneficiaries during the period of insurance is AUD$1,000,000.
go to TOP
Group Personal Accident; New Zealand Drivers
Who is covering this policy?
CHUBB Insurance Company of Australia Limited (website)
Period of Insurance?
1 September 2008 4.00pm LST to 1 September 2009 4.00pm LST
Who is covered under this policy?
New Zealand drivers who visit Australia and are notified to the Harness Racing Australia by Harness Racing New Zealand.
When and Where are you covered?
New Zealand drivers are covered on a 24 hour continuous basis during the Period of Insurance, whilst the nominated Driver is visiting Australia
What are you covered for?
For a summary of coverage, please read the Policy Schedule and the Policy Wording. Any questions about this coverage should be addressed initially to your state controlling body who will refer the question to JLT.
Limits of Liability
The maximum Lump Sum Benefit per person for any one Injury is AUD $250,000 plus any weekly or additional benefits which may apply.
The Aggregate Limit of Liability for all Claims under the policy to any number of beneficiaries during the period of insurance is AUD$1,000,000.
go to TOP
Note: Adobe Acrobat Reader is required to open some of the files located in this site in Acrobat pdf format. If Acrobat Reader is not already installed on your PC, you can download it free of charge. Click here...