Jardine Lloyd Thompson – Gridiron Australia. Skip to Content.

General Liability

Who is the insurer?

Primary Liability

Underwritten for certain underwriters at Lloyds of London by their agent SLE Worldwide Australia Pty Ltd:

  • Novae Syndicate 2007 – 45%.
  • Heritage Syndicate 3245 – 40%.
  • ACE Insurance Limited ABN: 23001 642 020 – 15% by their agent SLE Worldwide Australia Pty Ltd.

Excess Liability

ACE Insurance Limited ABN: 23001 642 020 by their agent SLE Worldwide Australia Pty Ltd.

What is the Period of Insurance?

1st September 2008 at 4.00pm Local Standard Time to 1st September 2009 at 4.00pm Local Standard Time.

Who is covered under this policy? (The Insured)

Gridiron Australia and affiliated clubs and leagues/associations including all members, regional boards, players, volunteers, officials, committees, sub-committees and work experience students.

What does this policy cover?

This policy will pay for sums which the Insured becomes legally liable to pay for compensation in respect of personal injury or property damage.

How much is the cover for?

Public Liability
$20,000,000 any one occurrence
Products Liability
$20,000,000 any one occurrence and any one period of insurance
Property in Care, Custody and Control
$20,000 any one occurrence
Professional Indemnity
$2,000,000 any one occurrence and any one period of insurance

What Excess applies to this Policy?

$1,000 each and every claim.

When and where are you covered?

This policy protects against liabilities any time within the period of insurance and anywhere within Australia.

Important Information

  1. All social and fund-raising activities other than BBQ after games and training is to be referred to the Insurer for approval.
  2. No agreements with third parties are to be signed by the National or State bodies or the individual clubs. Professional Indemnity cover is limited to accredited Coaches and Referees only.
  3. Coverage under this policy is limited to Australia only with any overseas trips to be referred to the Insurer for approval.
  4. All service providers are required to carry their own Public Liability insurance.

What are some of the major exclusions in the policy?

The following are examples of major exclusions within the Public Liability section that could affect you:

  1. Liability assumed under any contract or agreement;
  2. Sexual assault, molestation, sexual harassment, sexual discrimination or rape;
  3. Malicious damage; and
  4. Erection and alteration to buildings - there is no cover if injury or property damage occurs through the erection, demolition, alteration of and/or addition to buildings or structures if the completion value of these works exceeds $50,000.

Please refer to the Policy Document for full details of policy terms, conditions and exclusions.