Football Queensland Insurance Risk Protection Programme

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Upgrade Cover

What does upgrading cover mean?

From 31st December 2009, all clubs receive the basic level of cover for Non-Medicare Medical and Loss of Income benefits. Loss of Income cover is a standard inclusion of the Programme for Women and Junior Participants only.

Loss of income cover for senior male participants is available for clubs to purchase as an optional upgrade. Loss of Income cover for senior male participants is not a standard inclusion of the FQ Risk Protection Programme.

Clubs can choose to upgrade from the standard level of cover to a higher level of cover to provide their players with increased benefits and reimbursements of Non-Medicare Medical Expenses and to provide a higher weekly benefit with respect to lost earnings.

Upgrading cover is OPTIONAL. Clubs should consider the costs to players and inform members of all decisions made by the club in regard to Upgrading Cover.

How to Upgrade Cover:

  1. Step 1 Download and print the appropriate form.
  2. Step 2 Complete all relevant sections of the form and calculate the total premium.
    • Section A = Club Details
    • Section B = Non-Medicare Medical
    • Section C = Loss of Income Cover
  3. Step 3 Sign the form, attach payment and send to JLT Sport
  4. Step 4 Upgraded cover will commence from the date JLT Sport receives the completed form and payment.

To download and view the above documents, you will need a PDF viewer such as Adobe Reader installed on your computer.

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