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Personal Accident – Exclusions
What are some of the major exclusions on this Policy?
This cover will not apply to events which result from specific causes. The following examples of excluded causes could affect you:
- Sickness or disease including but not limited to any congenital condition, heart condition, stroke or any form of cancer;
- Being under the influence of intoxicating liquor, narcotics or drugs, other than as taken in accordance with the instructions of a qualified medical practitioner;
- Any criminal act by you;
- Playing cricket against medical advice;
- Air travel except as a passenger in a properly licensed aircraft owned or operated by a recognised airline over an established air route;
- Any pre-existing injury, medical condition, infirmity or weakness; and
- Pregnancy or childbirth.
The information above is a summary only. Please refer to the Product Disclosure Statement (incorporating the JDT Scheme Rules) and Insurance Policy for complete details of cover, rights and obligations, terms and conditions.
For ease of reference, these documents are located on the Downloads section of this web site or alternatively please contact JLT Sport.