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Personal Accident – Summary
Who issues this cover?
JLT Group Services Pty Ltd (JGS) is the product issuer and the Trustee and Scheme Manager of the JLT Discretionary Trust (JDT) Arrangement. JGS (ABN 26004485214 Authorised Representative Number 274831) is a wholly owned subsidiary of Jardine Lloyd Thompson Pty Ltd.
What is the JLT Discretionary Trust (JDT)?
The JDT Arrangement is a managed investment scheme made up of two parts:
- Scheme Cover – A discretionary part which is not insurance; and
- Insurance Cover – An insurance policy purchased by the Trustee for the JDT Arrangement and its Members. This policy is issued by Accident & Health International Underwriting Pty Ltd (AHI). AHI act as agent for Allianz Australia Insurance Ltd.
| Summary of Key Information about the JLT Discretionary Trust (JDT) Arrangement | |
|---|---|
| (A) SCHEME COVER | The Scheme Cover is not insurance but a discretionary trust. For any loss in excess of the Scheme Cover, the Insurance Cover may come into play (see “(B) Insurance Cover”). Claims made within the Scheme Cover are determined at the Trustee’s discretion. If the Trustee’s discretion is applied in the Member’s favour, the Trustee will pay for losses up to the Scheme Cover limits after application of the Individual Member’s Deductible. |
| (B) INSURANCE COVER | The Insurance Cover purchased by the Trustee for the JDT Arrangement and its Members provides cover for a claim which is:
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Any loss that is not covered by the Scheme Cover and/or the Insurance Cover will be borne by the Member.
What is the limit of cover
The Aggregate Limit of Liability for all claims in respect of any one injury or series of injuries to any number of persons arising out of any one occurrence shall not exceed $10,000,000.
Please refer to the policy document for a complete list of policy conditions and exclusions. For ease of reference, these documents are located on the Downloads section of this web site or alternatively please contact JLT Sport.