Australian Football – National Risk Protection Programme

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Club Management Liability (for incorporated bodies only)

Who insures this policy?

Chubb Insurance Company of Australia Ltd.

What is the Period of Insurance?

1st January 2008 at 4pm Local Standard Time to 1st January 2009 at 4pm Local Standard Time.

Who is covered under this policy? (The Insured)

All Incorporated Australian Football Clubs, Affiliations and Associations/Leagues of each State and Territory (excluding the 16 National Clubs forming the National AFL competition).

Please note that you must be an incorporated association/league/club to be covered under this policy.

Important Information

Incorporation

Any cost set by your State Association includes payment towards the total cost of Club Management Liability, however only clubs who are incorporated can gain coverage under this policy. Therefore, a benefit of incorporation will be the availability of this cover at no extra cost.

Three Major Coverage Sections within this Policy

There are three major coverage sections to this policy, namely Directors and Officers Liability, Employment Practices Liability, and Employee Theft.

Limit of Liability for all coverage sections

The Combined Maximum Aggregate Limit of Liability for all Coverage Sections is $10,000,000.

Advice on “Claims Made” Sections of this Policy

The Directors and Officers and Employment Practices Liability Coverage Sections are written on a Claims Made Basis. This means that these sections provide (subject to the policy’s terms and conditions) cover for claims which are first made against you and notified in writing to the insurer during the period of cover.

The cover excludes:

We strongly recommend that you implement a program to ensure that all claims are identified and notified immediately and within the policy period to avoid difficulties.

Where you become aware of facts or circumstances that might give rise to a claim, you should forward to us a notice in writing outlining those facts or circumstances as soon as practicable and before expiry of the policy period. We will forward the notice to the Insurers on your behalf. Delay in notifying the insurer or failure to provide all relevant facts could result in the claim being denied.

© 2007 Jardine Lloyd Thompson Pty Limited – ABN 69 009 098 864 AFS Licence No: 226827