Australian Football – National Risk Protection Programme

What’s Covered

Personal Injury – Umpires

Club Umpires

All volunteer club umpires are covered under the Australian Football National Risk Protection Programme (to the level of cover taken out by their club).

League Appointed Umpires

Umpiring Associations/Leagues who are directly part of a Football League (i.e. umpires are paid by the football league) are provided automatic Personal Injury cover at Bronze Level (or the level of cover taken out by the Association/League).

If an Umpiring Association/League wishes to upgrade to a higher level of cover, the Australian Football National Risk Protection Programme can offer additional cover as detailed below:

Benefit	Cover	Cost
Non–Medicare Medical	90% reimbursement of expenses $3,500 maximum per claim $50 excess per claim	$24.00 per umpire
Loss of Income	80% gross weekly Income or $400 per week (whichever is lesser) 14 day elimination period per claim 52 week maximum benefit period	$41.00 per umpire

Conditions

All umpires in the Association/League must be included in the cover.
The cover is not available to individual umpires.

Umpiring Associations/Leagues

Umpires who are directly employed by an Umpiring Association/League that is a separate organisation to the Football League itself, are not covered under this Programme, except for Public Liability cover whilst officiating on match days.

Should Umpiring Associations/Leagues wish to apply for Personal Injury cover, please contact JLT Sport on 1300 130 373.