All volunteer club umpires are covered under the Australian Football National Risk Protection Programme (to the level of cover taken out by their club).

League Appointed Umpires

Umpiring Associations/Leagues who are directly part of a Football League (i.e. umpires are paid by the football league) are provided automatic Personal Injury cover at Bronze Level (or the level of cover taken out by the Association/League).

If an Umpiring Association/League wishes to upgrade to a higher level of cover, the Australian Football National Risk Protection Programme can offer additional cover as detailed below:

Benefit	Cover	Cost
Non–Medicare Medical	90% reimbursement of expenses $3,500 maximum per claim $50 excess per claim	$24.00 per umpire
Loss of Income	80% gross weekly Income or $400 per week (whichever is lesser) 14 day elimination period per claim 52 week maximum benefit period	$55.00 per umpire

Conditions

• All umpires in the Association/League must be included in the cover.
• The cover is not available to individual umpires.

Umpiring Associations/Leagues

Umpires who are directly employed by an Umpiring Association/League that is a separate organisation to the Football League itself, are not covered under this Programme, except for Public Liability cover whilst officiating on match days.

Should Umpiring Associations/Leagues wish to apply for Personal Injury cover, please contact JLT Sport on 1300 130 373.